Terms of use
Last updated October 28, 2026.
Our service
Cumberland Finance is not a lender and does not make credit decisions. If a lender makes you an offer, the amount, fee, APR and repayment terms come from that lender and appear in the loan agreement before you sign. Sending a request does not guarantee that you will receive an offer or a loan.
Your request
You agree to provide true and complete information, to be at least 18, and to be a resident of the state you enter. You authorize us and the lenders and partners who receive your request to verify the information, including by checking credit bureaus and specialty databases.
Contact from lenders
By submitting a request, you agree that we, lenders and partners may contact you by email, phone or text about your request, as described on the request form. Message and data rates may apply. You can opt out at any time.
Information on this site
Our pages explain loans and Kentucky law in general terms. They are not legal or financial advice. Rates and ranges are examples, not offers. Your loan's terms are only those in the agreement you sign with your lender.
Limitation of liability
We are not responsible for any lender's decisions, products or conduct. To the extent the law allows, our liability for any claim related to this site is limited to $100.
Governing law
These terms are governed by the laws of the Commonwealth of Kentucky.